Loan Repayment

Loan Repayment

Understanding your student loan repayment options is an important part of managing your financial future.

This page provides key resources to help you navigate federal loan repayment with confidence including our Loan Repayment Presentation, guidance on completing required Exit Counseling, and tools like the Federal Loan Simulator to compare repayment plans and estimate monthly payments. You’ll also find additional tips and links to support you as you prepare for repayment and explore strategies that fit your goals.

Please remember that the information provided here applies only to federal student loans. Institutional and private loans have their own repayment terms, provided at the time of approval by the lender or loan program. Be sure to review those details carefully.

If you have questions or want help understanding your next steps, contact our office directly, we’re here to support you.

Loan Repayment Presentation 

Exit Counseling

Preparing for repayment of your student loans is one of the most responsible things you can do, and it's never too soon to start! Upon graduation or being enrolled less than half-time, all federal student loan borrowers must complete Exit Counseling. The purpose of exit counseling is to ensure you understand your student loan obligations and are prepared for repayment. Watch this short video below on How To Complete Exit Counseling to learn about the process.

Loan Simulator

Use the link below to utilize the Loan Simulator provided by Federal Student Aid. The simulator can help you estimate monthly student loan payments and choose a loan repayment option that best meets your needs and goals. You can also use the simulator to explore the impact of borrowing more loans or to decide whether to consolidate your student loans.